$10,000 a year ago: bitcoin, gold, and the part return charts never show
One of these turned $10,000 into $13,115. The other turned it into $5,310. The interesting question is not which — it's what you would have had to endure to still be holding.
Section
Wealth
Long-term investing, compounding, behaviour and the practical mechanics of building money over decades.
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Aug 16, 2026
Aug 15, 2026
What 3.4% inflation actually does to money sitting in a savings account
The arithmetic is simple, rarely done, and slightly uncomfortable. Here it is, with every assumption shown.
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