Data Desk · Weekly release
The 30-year mortgage rate rose to 6.76% in the week to Sep 10, 2026
The average rate lenders are offering on a 30-year fixed mortgage, from Freddie Mac's weekly survey of lenders across the country.
| This release | 6.76% |
|---|---|
| Previous (Sep 3, 2026) | 6.71% |
| Change | +0.05 pp |
Read from FRED series
MORTGAGE30US,
which republishes the Freddie Mac release unchanged.
What this measures
The average rate lenders are offering on a 30-year fixed mortgage, from Freddie Mac's weekly survey of lenders across the country.
Why it matters
Mortgage rates track the 10-year Treasury yield plus a spread, rather than the Fed's policy rate directly. That is why they can move — sometimes sharply — on days the Fed does nothing at all.
What to be careful about
A survey average is not a quote. The rate an individual borrower is offered depends on credit score, deposit, property and lender.
Recent readings
| Period | 30-year mortgage rate |
|---|---|
| Jun 25, 2026 | 6.49% |
| Jul 2, 2026 | 6.43% |
| Jul 9, 2026 | 6.49% |
| Jul 16, 2026 | 6.55% |
| Jul 23, 2026 | 6.58% |
| Jul 30, 2026 | 6.66% |
| Aug 6, 2026 | 6.69% |
| Aug 13, 2026 | 6.67% |
| Aug 20, 2026 | 6.65% |
| Aug 27, 2026 | 6.66% |
| Sep 3, 2026 | 6.71% |
| Sep 10, 2026 | 6.76% |